Change is moving fast in fintech, and this week proves it! 💡 When payments stretch across borders, digital assets fuel lending, and banking tech scales overnight - you know the landscape is in overdrive:
✔️ Global rails connecting like never before
✔️ Tokenized finance turning theory into practice
✔️ Banks levelling up through embedded tech
Let’s unpack the stories shaping the new frontier of money. 🚀
🚨 Featured Story of the Week:
From Challenger Bank to Global Superapp 🌍📲
What started as a scrappy UK challenger is now reshaping the very idea of what a digital bank can be. Revolut’s journey from prepaid cards to becoming a multi-product global superapp reflects how fintechs evolve beyond banking—into lifestyle, wealth, commerce, and even crypto.
This week’s featured deep dive from WhiteSight traces Revolut’s rise, highlighting the strategy, product bets, and expansion playbook that transformed it from a niche disruptor into a household name with ambitions to rule globally.
Key moves shaping its trajectory:
⚡ Rapid global market entry and scale
💳 Diversification into cards, lending, and insurance
🌐 Expansion into crypto, wealth, and trading services
🚀 Building a one-stop app spanning finance and lifestyle
Revolut’s story is a blueprint for how challengers can bend the rules of banking and emerge as true global superapps.
👉 Check out the full story here
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🌟 Fintech Fiesta: The Week's Hot 10!
🌐 ‘Byte’ Buzz: Fintech highlights, sorted by segment!
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From smarter payments to tokenized trades, Edition 179 unpacks the moves reshaping money’s next chapter.
The Week's Hot 10!♨️🔟
Shaping Smarter Spending
⤷ Visa launched Fleet 2.0 with 15 partners to advance fleet and B2B mobility payments.
⤷ Nubank planned to integrate dollar-pegged stablecoins and credit cards for payments.
Data Deals & Demands
⤷ Plaid agreed to pay JPMorgan for customer data access after pressure over system strain.
⤷ Ripple, DBS, and Franklin Templeton to offer tokenized fund trading and lending on XRP Ledger.
Regional Growth Plays
⤷ dLocal expanded in South Africa by integrating Capitec Pay into its cross-border payment platform.
⤷ Liberis partnered with Przelewy24 to launch Przelewy24 Finance, expanding embedded finance in Poland.
Banking Reinvented
⤷ Santander’s Openbank to let German customers buy, sell, and hold cryptocurrency.
⤷ Tuum partnered with Bank CenterCredit to power BaaS and enable banks to scale, compete, and unlock new revenue.
Big Names, Bigger Bets
⤷ Mastercard teamed with HyperPay to speed up Saudi commercial payments digital transformation.
⤷ Kraken teamed up with Circle to expand USDC and EURC access and drive onchain financial applications.
Now, for the ‘byte’-sized fintech buzz –
Embedded finance is flexing its muscles, fusing smarter lending and insurance into the flow of business and everyday life.
Tuum partnered with Abwab.ai, combining modular, cloud-native core banking with AI-powered credit decisioning to enable seamless SME digital lending across the GCC. The collaboration lets banks and non-bank lenders launch, scale and optimize SME loan origination and servicing via fully digital journeys, boosting financial inclusion.
InsurTech Qover and Swiss insurer Helvetia expanded their partnership to provide embedded and omnichannel insurance across multiple product lines and European markets. They aim to scale operations, improve customer experience, and capture growth in the embedded insurance market, which is projected to reach USD 30 billion by 2030
Open finance is becoming a powerhouse, turning raw data into automated savings and lightning-fast verifications.
Quarters teamed up with Flinks so Canadians can build home savings automatically, earning rewards from everyday spending, earning, and milestones via secure financial data.
NextGen launched an open banking-powered Automated Income Verification feature in ApplyOnline, replacing manual pay-slip checks for PAYG income to speed up decisions and cut risks.
Digital finance is speeding ahead, blending fresh credit options with instant peer-to-peer links to make money move smarter.
Allica Bank expanded its soft asset finance offering to cover items like fit-outs, software, and holiday pods in response to broker demand. It also introduced a temporary 0.35% rate reduction on hard asset finance above £150,000 until October 2025.
PayPal launched “PayPal Links,” allowing users to send or request money with unique shareable links across text, email, and chat. The service will also support crypto transfers, including Bitcoin, Ethereum, and PYUSD, to PayPal, Venmo, and external wallets.
Fintech infrastructure is leveling up, wiring local markets into global rails and arming players with next-gen tools.
Paymentology signed an MOU with Enjaz to offer next-generation digital payments in Saudi Arabia, expanding services to include prepaid, debit, and virtual cards integrated with mobile wallets and domestic payment schemes. The partnership gives Enjaz access to a cloud-first issuing & processing platform with 450+ APIs, tokenisation, real-time analytics, security controls and loyalty/multi-currency wallet features.
Ebury acquired Lithuania-based ArcaPay to form Ebury Partners Lithuania, gaining a local team, existing SME client base, and instant presence in the Baltics.
The deal expands Ebury’s cross-border payments and FX risk management services globally while offering those local clients access to Ebury’s broader international product suite.
Digital assets are stepping into the spotlight, pushing stablecoins from niche rails into everyday payments and wallets.
Bitget Wallet integrated Brazil’s Pix system, enabling users to pay with self-custodied crypto by scanning Pix QR codes. The service supports stablecoins like USDT and USDC, with merchants receiving payments directly in Brazilian reais.
MoneyGram launched a new app in Colombia that lets users hold and send USD-backed stablecoins alongside fiat for cross-border transfers. Built with Crossmint and Stellar, the app features a USD account and is set to expand to more remittance corridors.
And that's a wrap 👋
We hope you enjoyed this edition of the Weekly Fintech Brew!
As a reward for making it this far, enjoy a curated list of awesome fintech resources to keep your curiosity cuppa full to the brim. Cheers to continuous learning!
🔗 Link Up! –
Banking on Digital Assets: How Traditional Finance is Investing in Blockchain Report- Ripple
The end of inertia: Agentic AI’s disruption of retail and SME banking Report - McKinsey
Why you should not compare SWIFT and blockchains Blog - Chris Skinner
Unlocking Africa’s digital future: the rise of real-time payments Blog- Mastercard
Revolut: From UK Challenger to Global Superapp Report - WhiteSight
If you're someone who likes to read think pieces, you will likely love our monthly blog, Fintersections, where our team members analyse the convergence of fintech with the world.
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