Adyen Goes Full Stack-to-Cash 🏗️💸
Future of Finance - Edition #171 (8th - 14th July‘ 25)
This week’s fintech feed is wired with ambition. We're watching product lines blur, valuations balloon, and infrastructure get dangerously smart.
You’ll want to see what’s under the hood.
✔️ Platforms thinking like products
✔️ Embedded spend with purpose
✔️ Crypto leaning into trust
Let’s hit the circuit.»
Stablecoins as the New Payment Standard
Something is shifting beneath the surface of global payments. Not loudly, not all at once - but unmistakably. Stablecoins are starting to move value in ways traditional systems weren’t built to handle. They settle around the clock. They cross borders without middlemen. They run on code. And quietly, they’re being woven into everything.
E-commerce platforms and big tech are exploring faster, programmable ways to pay suppliers and settle global flows.
Payment processors are building tools that let merchants hold, send, and settle in stablecoins without touching legacy rails.
Card networks are testing how stablecoins can sync with their ecosystems for instant, low-cost settlement.
Banks are turning stablecoins into regulated money- tying them to deposits, reconciliation, and interbank flows.
This visual story unpacks the momentum layer by layer - tracking how The Stablecoin Stack is forming across platforms, processors, networks, and institutions. Each player is solving a different piece, but they’re moving in the same direction.
🔍 Dive into the full breakdown →
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Fresh from the fintech oven – Edition #171 is a crisp layer of embedded, warm open finance fillings, and a zesty digital assets drizzle.
The Week's Hot 10!♨️🔟
Evolving into full-fledged financial enablers
⤷ Weavr partnered with Visa to embed Visa-powered financial products into HR and SaaS platforms for employee benefits.
⤷ Adyen launched Capital for Canadian platform customers. The new product increases access to funding for SMBs and unlocks a revenue stream for platforms.
Building Smarter Financial Stacks
⤷ Worldpay expanded its “Worldpay for Platforms” embedded payments service to Canada, the UK, and Australia.
⤷ Mastercard and Pay4You partnered to offer a virtual‑card–powered tail‑spend management solution across Europe.
Data Becomes the Differentiator
⤷ Experian partnered with Aussie fintech Stryd to launch an open banking-powered loan-matching tool for mortgage brokers.
⤷ Coinbase partnered with Perplexity to provide real-time market data, enabling users to “double-click” into price movements and get AI-powered insights.
Crypto Anchors Itself
⤷ Ripple chose BNY Mellon as the primary custodian for the reserves backing its US-dollar‑pegged enterprise stablecoin (RLUSD), currently holding over $500 million.
⤷ Spanish bank BBVA rolled out regulated Bitcoin and Ethereum trading and custody services via its mobile app to all adult retail customers - under Spain’s CNMV MiCA license.
Chasing Scale, Defining Value
⤷ Visa and Tarabut Gateway extended their partnership to develop new open-banking-powered services in MENA - covering analytics, credit risk tools, cross-border payments, etc.
⤷ Revolut is in talks to raise approximately $1B - aiming for a $65B valuation. The funding could support Revolut’s ongoing expansion, bolster its banking ambitions, and cement its position among the highest‑valued fintechs.
Now, for the ‘byte’-sized fintech buzz –
Embedded finance is hitting the fast lane, helping brands spin up global-ready money tools almost as quickly as the ideas behind them.
US embedded finance platform Unit launched a ready-to-launch embedded finance solution that allow clients to offer capital, banking, and bill-pay services within 3 weeks, without building in-house.
Okoora and DashDevs joined forces to deliver embedded FX capabilities in digital financial products. Together, they provide fintechs with an optimal path to launching globally scalable products with built-in currency risk protection.
Open finance is turning into a power combo, blending security and speed to make every transaction feel like second nature.
Prometeo allied with Jumio to combine biometric-based identity authentication and bank account validation in one flow. Together, they offer a more robust and secure solution for identity authentication and bank account validation across the region.
UK agency Zap introduced "Zap Cashier" payments service - powered by TrueLayer and DNA Payments (card rails). The solution delivers smoother, secure embedded payment journeys, particularly for gaming and e-commerce clients.
Digital finance is stepping out of the sandbox, showing up in real markets with real perks for everyday users.
Revolut introduced Stocks & Shares ISAs, allowing UK users to invest from £1–£20,000 tax‑efficiently in ETFs directly via its app, with ISA transfers and interest on uninvested cash to follow.
Google Pay rolled out in Oman, supported by Sohar International Bank (and Sohar Islamic), allowing users to link international debit, credit, and prepaid cards for contactless payments via Android/Wear OS and online.
Fintech Infrastructure is getting smarter, stitching together real-time rails and on-chain ID flows that just work.
The National Payments Corporation of India and the Bank of Namibia partnered to introduce a UPI-like instant payment system in Namibia, offering real-time person-to-person (P2P) and person-to-merchant (P2M) transactions.
Identity verification firm Sumsub and Ethereum L2 network Linea launched a new on-chain identity solution using Verax, enabling users to verify real-world credentials and port them across apps, wallets, and dApps.
Digital assets are getting their act together, dialling in compliance and conversions to meet the moment with confidence.
Circle and crypto exchange OKX launched zero-fee, 1:1 USD-to-USDC and USDC-to-USD conversions for OKX’s 60 million+ users, spanning its exchange, wallet, and Web3 services.
Ant International is considering applying for stablecoin licenses in multiple countries and plans to integrate USDC on its AntChain, pending U.S. regulatory approval.
And that's a wrap 👋
We hope you enjoyed this edition of the Weekly Fintech Brew!
As a reward for making it this far, enjoy a curated list of awesome fintech resources to keep your curiosity cuppa full to the brim. Cheers to continuous learning!
🔗 Link Up! –
Fintech 2040: Trajectories for the Evolution of the Fintech Ecosystem Report- Riverty
Designing payment tokens for safety, integrity, interoperability and usability Report- JP Morgan
Rethinking domestic ecosystems: Why infrastructure alone won’t future-proof payments Blog- Mastercard
The friction trap: how traditional onboarding methods are holding iGaming operators back Blog- Truelayer
Stablecoins as the New Payment Standard Blog - WhiteSight
If you're someone who likes to read think pieces, you will likely love our monthly blog, Fintersections, where our team members analyse the convergence of fintech with the world.
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